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Beyond Open Banking: Are E-Invoicing, Open Finance and Business Wallets Creating a New Trusted Financial Ecosystem?
From E-Invoices to Trusted Data I set out to write a six-part series about invoices. I've ended up writing about trust. Because the more I looked at what's happening around Accounts Payable, the clearer it became that AP is just one part of something much bigger, and that deserved one more article. Open Banking is evolving into Open Finance. Europe is moving towards structured e-invoicing and digital reporting. AI is learning not just to analyse information but to act on it.

Steve Britton
Oct 85 min read


THE FUTURE OF ACCOUNTS PAYABLE - PART 6 | Trusted Data and Accounts Payable in 2030
From Processing Invoices to Orchestrating Trusted Data, Decisions and Payments The bold prediction By 2030, the best AP teams will process far fewer invoices. Not because there are fewer transactions, but because almost none of them will need processing. Over the last five articles, I've explored how Accounts Payable is being reshaped by AI, e-invoicing, Peppol, Open Banking, real-time payments and supplier connectivity. For this final piece, I want to bring those threads t
stevebritton51
Sep 304 min read


Future of Accounts Payable - Part 5: Agentic Accounts Payable From Automation to Autonomy
Ai and the Rise of Agentic Accounts Payable AI and the Rise of Agentic Accounts Payable For years, the goal of Accounts Payable transformation has been automation. Capture the invoice. Extract the data. Match it to a purchase order. Route exceptions. Obtain approval. Post to the ERP. Make the payment. Each generation of technology has removed another layer of manual intervention. But we are now entering a fundamentally different phase. The question is no longer simply: “How m

Steve Britton
Sep 224 min read


THE FUTURE OF ACCOUNTS PAYABLE | PART 4 From Invoice to Payment: Open Banking and the New Payment Infrastructure Pay by Bank, A2A, real-time payments
If structured e-invoicing transforms how trusted financial data enters Accounts Payable, what happens when payment infrastructure becomes equally connected, digital and increasingly real-time?

Steve Britton
Sep 155 min read


Why Are You Still Using People To Manage Exceptions?
Most AP automation solutions still rely on people to: Review exceptions Correct data Reprocess invoices This isn’t automation it’s assisted manual processing. A better approach: - Eliminate exceptions at source - Use rules to prevent errors before they occur - Apply automated correction logic CloudConnect reduces exception volumes to near zero by combining: - Agentic AI - Deterministic validation - Continuous rule refinement #CloudConnect #APAutomation #InvoiceAutomation #Inv
Jake Attiwell
Apr 91 min read
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